Maybe you think it won’t happen to you, but more and more Americans are waking up every day to find out they are unemployed. I know, I am one of them. “It won’t happen to me”, I thought, “My job is secure.”. Turns out, it wasn’t as secure as I thought, obviously. When You lose your job you begin to feel as if your world is falling apart. No money, no income (unless you qualify for Unemployment), and worst of all - No Benefits! And no, I don’t just mean the Paid Days Off kind. I mean, what was I supposed to do without Health Insurance??
First thing I did was look into Cobra. I quickly found out that it was NOT the option for me. To receive the same coverage I was getting, my Cobra Benefits were going to cost me over $400/month - And I am SINGLE! Can you imagine if I had a Family?. Needless to say, there was no way I could afford to pay that and still stay afloat. But, what was I going to do about my medications? Doctor visits? Or If I was in an accident? I needed some Affordable Health Individual Insurance Pronto!
I found myself waking up from scary nightmares every morning, getting barely little sleep. This is when I decided there HAD to be something better out there for me. Well, I was right, there was something better for my situation. It took me forever to find though!
At first I Googled Affordable Health Individual Insurance. I was surprised with all the results I was able to pull up on Google, but at the same time it was so overwhelming! Half of the Insurance Companies listed didn’t practice in my State, and it was SO hard to get to a place where I actually got a quote or saw any details of the coverage that was offered. Most sites simply took my information and then I was contact some days later by about 758496 companies (Yes - I realize that is an exaggeration, but it did feel that way)!
I knew that when I shopped for Car Insurance online I was able to go to one Company, get instant quotes, and compare companies from MY State side by side. Why wasn’t there a site like this for Affordable Health Individual Insurance? Hadn’t anyone thought of this idea? I mean, all I wanted to do was see some quotes and feel out my options. I don’t think that’s too much to ask!
Finally, after a few weeks I stumbled across a site that was, until now, simply a dream! I had finally found Affordable Health Individual Insurance. I typed in my zip code, and it quickly retrieved a ton of Health Insurance Plans that were available in my State and tailored to my needs. AMAZING! Then I read a little further… turns out this site is the ONLY site online that does this type of service. No wonder it took me so long to find it! But, regardless of that fact I finally had some hope.
I proceeded and I filled out the Zero Obligation Application for the Health Plan that was in my budget and best met my needs. It was forwarded directly to the Well Known Insurance Company and they instantly got in contact with me to solidify my quote. It was so fast! I literally had Health Coverage the next day. Could this be for real? Turns out it was.
If you find yourself in my shoes and are searching for Affordable Health Individual Insurance, Family Insurance, Short Term Insurance, Long Care Insurance, Etc., I have included hyperlinks throughout the article to take you to this site I found. It will save you the headache I had of Searching endlessly online. Do yourself a favor and check it out. It will leave you and your kids (if you have them) Happy and Healthy. It helped me and now I can FINALLY sleep! Worth every penny.
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[…] Malachi Kelly: Malachi How To Cope When You Lose Job Benefits With Affordable Health Individual Insurance http://marriage-and-families.com/?p=1757. Written on November 14, 2009 by admin in FriendFeed Updates0 Comments - Leave a comment! […]
[…] Malachi Kelly: How To Cope When You Lose Job Benefits With Affordable Health Individual Insurance http://marriage-and-families.com/?p=1757 Written on November 14, 2009 by admin in FriendFeed Updates0 Comments - Leave a comment! […]
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